Michael Dell and wife Susan Dell just announced the largest single philanthropic gift in U.S. history — a staggering $6.25 billion to seed “Trump Accounts” for 25 million American children.
Washington, D.C. — In a historic White House ceremony on December 2, 2025, Dell Technologies founder and CEO Michael Dell, alongside his wife Susan Dell, stunned the nation by committing $6.25 billion to fund special investment accounts for children born before the federal Trump Accounts program begins. The Michael and Susan Dell Foundation will deposit $250 into a tax-advantaged, stock-market-linked account for every eligible child under 10 — instantly creating generational wealth opportunities for roughly one-third of all American kids.
Standing beside President Donald Trump in the East Room, Michael Dell described the gift as “the smartest investment we can make — in the children who will lead America tomorrow.” Susan Dell added, “Every child deserves hope, opportunity, and prosperity. This is just the beginning of a brighter future.”
The announcement perfectly complements the newly signed “One Big Beautiful Bill Act,” which establishes federally seeded Trump Accounts for Kids. Starting in 2025, every newborn will automatically receive a $1,000 government contribution, but children born in prior years were initially left out. Michael Dell’s pledge closes that gap for an estimated 25 million existing children, ensuring no child is excluded.
“Michael and Susan Dell are two GREAT people — I LOVE Dell!!!” President Trump posted on Truth Social moments after the event, adding that he hopes other business leaders will “step up big league.”
How the Trump Accounts for Kids Work
Each Trump Account functions like a Roth IRA for minors. Funds grow tax-free in low-cost S&P 500 index funds, and withdrawals for education, home purchases, or retirement become penalty-free after age 18. Financial experts estimate that $250 invested at birth could grow to more than $2,000 by age 18 and over $15,000 by retirement — purely through compound growth.
The Michael and Susan Dell Foundation will work with the U.S. Treasury and major custodians to automatically create and fund these accounts over the next 24 months. Parents will receive notification letters and can manage the accounts through a simple government portal.
Why Michael Dell Chose This Moment
Michael Dell, whose personal net worth exceeds $120 billion after Dell Technologies’ blockbuster AI server sales, has long ago promised to give away the vast majority of his fortune. The couple has already donated more than $3 billion through their foundation, focusing heavily on children’s education and health.
Yet the scale of today’s pledge dwarfs everything that came before. Sources close to the foundation say Michael Dell was deeply moved by President Trump’s vision of “American wealth for American families” and saw an opportunity to turbocharge it. One insider told World Affairs 24, “Michael kept saying, ‘If not us, who? If not now, when?’”
Reactions Pour In
Wall Street cheered the news, with Dell Technologies (NYSE: DELL) shares jumping 4% in after-hours trading. Philanthropy experts called it a game-changer.
“This isn’t charity — it’s nation-building,” said Dr. Laura Hamilton of the Stanford Center on Poverty and Inequality. “Michael Dell just handed compound interest to an entire generation.”
Conservative commentators hailed the move as proof that rare perfect alignment of free-market innovation and patriotic generosity. Progressive voices, while praising the intent, questioned whether billionaires should have such influence over public policy tools.
A New Era of Mega-Philanthropy?
The announcement immediately sparked speculation about copycat pledges. Elon Musk, Mark Zuckerberg, and Jeff Bezos — all present at last week’s tech CEO dinner with President Trump — were reportedly “blown away” by Michael Dell’s boldness. Treasury Secretary nominee Scott Bessent hinted that the White House is already in talks with other Fortune 500 leaders.
For now, though, the spotlight belongs to Michael Dell and Susan Dell. In less than an hour this afternoon, the couple rewrote the future for 25 million American children — and reminded the world what visionary philanthropy looks like in 2025.
As Michael Dell concluded his remarks: “We didn’t build Dell to make money. We built it to make a difference. Today, we’re cashing that mission in — for every kid who will ever call America home.”
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